Disclaimer & FCRA Notice — USPropertySearch.org — Not a Consumer Reporting Agency

Important Disclaimer & FCRA Notice

What uspropertysearch.org/ Is — and Is Not

Plain-English statement of what this site is, what it is not, the critical FCRA limit on how the information may be used, our position on your consumer rights, and the limits of our liability. Read this alongside our Terms of Use.

Effective date: January 1, 2026
Last reviewed: April 2026
Read with: Terms of Use
🛑 FCRA Notice — uspropertysearch.org/ is NOT a consumer reporting agency

uspropertysearch.org/ is not a consumer reporting agency (CRA) as defined by the Fair Credit Reporting Act (FCRA), 15 U.S.C. §1681 et seq., and the information on this site is not a "consumer report."

You may NOT use this site, or any information found through it, in whole or in part, to make decisions about:

• a person’s eligibility for credit or insurance;
employment, promotion, reassignment, or retention of an employee;
housing or tenant screening;
• any other purpose that would qualify as a “permissible purpose” under the FCRA.

Property records are public records about real property (land and buildings), not consumer reports about people. If you need a tenant-screening, employment-screening, or credit report, you must use a properly regulated consumer reporting agency that complies with the FCRA.

The seven things to know before you rely on this site

1. We are an editorial guide. Not a county assessor, recorder, register of deeds, or tax office.

2. We are not a consumer reporting agency. Do not use this site for FCRA-covered decisions.

3. We do not hold or change records. The county office holds the authoritative record.

4. Confirm on the official source. Values, deeds, liens, and tax status change.

5. Your consumer rights are unaffected. Your state UDAP rights apply to any service you buy, not to us.

6. Not legal or title advice. For title or legal questions, consult a professional.

7. Statutory liability is preserved. Nothing limits liability that cannot be excluded under law.

1. Nature of the Site

uspropertysearch.org/ is an independent editorial publisher of a U.S. property-records guide. We are NOT:

  • a county assessor, appraiser, recorder, register of deeds, county clerk, tax collector, or treasurer
  • a consumer reporting agency (CRA) under the FCRA
  • a title company, escrow company, or provider of title insurance
  • a real-estate brokerage, lender, or appraiser
  • an attorney, law firm, or provider of legal services
  • a state or federal government agency
  • an authorized representative or agent of any county office

2. FCRA — Not a Consumer Reporting Agency (Full Statement)

This bears repeating because it is legally important

uspropertysearch.org/ does not provide "consumer reports" and is not a "consumer reporting agency" within the meaning of the Fair Credit Reporting Act, 15 U.S.C. §1681 et seq. The data we describe and link to consists of public records about real property held by county offices.

By using this site you agree that you will not use it, or any information obtained through it, for any FCRA-permissible purpose — including credit eligibility, insurance underwriting, employment screening, tenant screening, or any assessment of a consumer for personal, family, or household purposes.

If you need information for any such purpose, obtain it from a consumer reporting agency that complies with the FCRA and provides the consumer protections the FCRA requires (including dispute rights and adverse-action notices).

3. Not a County Office — Not a Substitute for One

For anything specific to a property record — an assessed value, a deed, a lien, a tax bill, a certified copy — the route is the relevant county office, not uspropertysearch.org/.

We describe county offices and explain how to search. We do not hold, issue, change, or certify any record. The only authoritative record is the one in the county’s own system.

Always confirm on the county’s official source

A guide on our site is informational only. Before you rely on a value, ownership detail, lien, or tax figure — especially for a transaction — confirm it directly on the county office’s official record, and obtain certified copies where legal certainty is needed.

4. Not Legal, Title, or Financial Advice

Nothing on this site is legal, title, financial, tax, or other professional advice. Title status, lien priority, and the legal effect of recorded documents are complex. For a transaction or dispute, consult a licensed attorney, a title professional, or another appropriate U.S. professional in your state.

5. Your Consumer-Rights Position

Your state consumer-protection rights are unaffected

If you buy a service from a third party you found through our site, your transaction is with that third party — not with us. Your state's Unfair and Deceptive Acts and Practices (UDAP) statute and federal consumer-protection law (FTC Act Section 5) protect you. uspropertysearch.org/ is not party to that transaction. For a deceptive-practice concern, contact your state Attorney General, the Better Business Bureau at bbb.org, and the FTC at reportfraud.ftc.gov.

6. Accuracy and Data Currency

We work to a strict human-verification standard — every county office URL clicked, every search tool tested, every process checked. We are nevertheless an editorial publisher, not a county office. Property records change on the county’s own schedule: assessments reset (often annually), deeds appear as recorded, and tax status changes through the billing cycle.

We never publish a cached value or status — always check the live record

We deliberately do not publish any individual property’s value, ownership, lien, or tax status. We link to the county’s official tool so you read the live record. If a detail on our site (such as a tool URL) and the county’s own page disagree, the county’s page is authoritative.

7. Public Records and Limits on Their Use

Property records are public records published by county offices under each state’s open-records law. That public status does not eliminate all limits:

  • The FCRA restricts use for credit, employment, insurance, and tenant decisions (see Section 2)
  • Copyright (17 U.S.C. §101 et seq.) applies to our original editorial content
  • State law may restrict bulk use, commercial resale, or certain personal information within records
  • Anti-stalking and address-confidentiality laws protect at-risk individuals

Public ≠ unrestricted. Use property records responsibly and lawfully.

8. Third-Party Content and Links

The site links extensively to county assessor, recorder, tax, and GIS sites, state open-records portals, and other third-party sites. We do not control those sites and are not responsible for their content, availability, accuracy, or privacy practices. A link is not an endorsement.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE U.S. LAW, we are not liable for any indirect, consequential, special, or incidental loss arising from your use of the site or your reliance on any content — specifically including but not limited to any loss arising from reliance on a value, ownership, lien, or tax figure that had changed, any property transaction, or any use of information in a manner prohibited by the FCRA. Aggregate liability to any user is capped at one hundred U.S. dollars (US$100).

Nothing in this Disclaimer or our Terms of Use limits any liability that cannot be excluded under applicable U.S. law — including liability for fraud or anything else state law preserves. Your statutory consumer-protection rights under your state’s UDAP statute are unaffected.

10. Contact

For corrections, takedowns, privacy-rights requests, or general inquiries: info@uspropertysearch.org

Questions or Corrections?

Email us with a clear subject line. We respond to corrections within 7 business days, with a 48-hour priority path for broken search-tool links and out-of-date county portals.

📧 info@uspropertysearch.org